July Newsletter

July has brought new opportunities to engage with leaders, expand our network, and deepen our commitment to the industries we serve. Whether in the field, at events, or in policy discussions, the Coastline Risk team consistently demonstrates its presence where it matters, helping businesses navigate risk and grow with confidence.

This month, Art traveled to Washington, D.C., to participate in Policy Day with AREAA (Asian Real Estate Association of America). Surrounded by national leaders, advocates, and industry professionals, Art participated in vital conversations about housing policy and representation, reinforcing our commitment to staying engaged with the broader real estate community and advocating for the clients we serve.

We’re also proud to spotlight Ridgeline Defense as our Featured Client of the Month. Their commitment to tactical training and operational readiness reflects the same discipline and precision we strive to bring to risk management every day.

As we look ahead to the second half of the year, we’re energized by the relationships we’re building and the work still to come.

Warm regards,

Jim Boynton,

CICPresident

Featured Partner - RIDGELINE

This month, we’re honored to highlight Ridgeline Defense, a premier training and consulting firm specializing in marksmanship, tactics, and mission-specific readiness. Founded by experienced U.S. Army Special Operations veterans, Ridgeline delivers world-class instruction and support to military, law enforcement, and civilian professionals across the country.

At Coastline Risk, we take pride in partnering with organizations that exemplify discipline, preparedness, and integrity. Ridgeline’s commitment to excellence and operational safety aligns perfectly with our mission to deliver insurance solutions that protect those who lead, serve, and defend.

🔗 Learn more: ridgelinedefense.com

Massachusetts Construction Classification Premium Adjustment Program (CCPAP) 🏗️

How Does the CCPAP Work?

If your business has an average hourly wage of $30.00 or more per employee, you may be eligible for premium credits ranging from 5% to 25%. The credit is calculated based on specific construction classifications, such as plumbing, electrical, HVAC, carpentry, and many others. This means that your business could save thousands of dollars on annual premiums, easing your financial burden while ensuring your workforce is protected​ 

How Coastline Risk Can Help

At Coastline Risk, we are committed to supporting our clients in maximizing their insurance benefits. As your insurance broker, we can guide you through the eligibility requirements for the CCPAP and help you navigate the application process. Our expertise in the construction insurance sector enables us to identify opportunities for premium adjustments that you may not be aware of, ultimately enhancing your bottom line.

By partnering with us, you gain access to tailored insurance solutions that fit your specific needs while ensuring you take full advantage of programs like the CCPAP. We encourage you to reach out for a consultation, where we can discuss how this program can benefit your business and explore other ways to optimize your insurance coverage.

Don’t Miss Out!

If you haven't explored the CCPAP yet, you could be missing out on substantial savings. Contact us today to learn more about how we can assist you in making the most of this program and improving your overall insurance strategy.

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How Can We Help?

Our priority is to ensure that Coastline Risk clients feel valued, supported, and secure at every step of their business journey.

As we continuously seek to build new relationships, do you know other professionals in real estate or construction who could benefit from our specialized risk management and insurance services?

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