August Newsletter
- jboynton96
- 2 days ago
- 2 min read

August has been a month of collaboration, connection, and continued commitment to delivering the best in insurance and risk management. From engaging industry conversations to strengthening partnerships that help our clients operate with confidence, our focus remains on providing solutions that truly make an impact.
We’re proud to feature Atlantic Mechanical as our Partner of the Month, a leader in HVAC and refrigeration solutions across Eastern Massachusetts and Rhode Island. Their expertise in energy-efficient systems, rapid emergency response, and preventative maintenance programs reflects the same dedication to reliability and performance that drives us at Coastline Risk.
Keep reading for client highlights, upcoming events, and expert insights from our network, all designed to help you navigate risk and protect what matters most.
Warm regards,
Jim Boynton,
CICPresident
Featured Partner - Atlantic Mechanical

This month, Coastline Risk is proud to partner with Atlantic Mechanical, a leading HVAC and refrigeration design-build specialist serving Eastern Massachusetts and Rhode Island. Known for their innovative solutions, like systems that reduce refrigeration energy costs by up to 40% and qualify for utility rebates, Atlantic stands out for their commitment to efficiency, reliability, and cutting-edge engineering.
Their client-focused approach includes rapid 4-hour emergency response, digital work orders, and preventive maintenance programs designed to keep businesses running smoothly.
At Coastline Risk, we value partners like Atlantic Mechanical who deliver strategic, risk-reducing services built on excellence.
🔗 Learn more: atlanticmechanical.com
Massachusetts Construction Classification Premium Adjustment Program (CCPAP) 🏗️
How Does the CCPAP Work?
If your business has an average hourly wage of $30.00 or more per employee, you may be eligible for premium credits ranging from 5% to 25%. The credit is calculated based on specific construction classifications, such as plumbing, electrical, HVAC, carpentry, and many others. This means that your business could save thousands of dollars on annual premiums, easing your financial burden while ensuring your workforce is protected
How Coastline Risk Can Help
At Coastline Risk, we are committed to supporting our clients in maximizing their insurance benefits. As your insurance broker, we can guide you through the eligibility requirements for the CCPAP and help you navigate the application process. Our expertise in the construction insurance sector enables us to identify opportunities for premium adjustments that you may not be aware of, ultimately enhancing your bottom line.
By partnering with us, you gain access to tailored insurance solutions that fit your specific needs while ensuring you take full advantage of programs like the CCPAP. We encourage you to reach out for a consultation, where we can discuss how this program can benefit your business and explore other ways to optimize your insurance coverage.
Don’t Miss Out!
If you haven't explored the CCPAP yet, you could be missing out on substantial savings. Contact us today to learn more about how we can assist you in making the most of this program and improving your overall insurance strategy.
How Can We Help?
Our priority is to ensure that Coastline Risk clients feel valued, supported, and secure at every step of their business journey.
As we continuously seek to build new relationships, do you know other professionals in real estate or construction who could benefit from our specialized risk management and insurance services?












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